Current mortgage rates for Colorado Conventional loans

A Conventional loan is typically a mortgage that is sold to one of the government-sponsored enterprises (GSE), the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). It can be originated by any lender where that lender underwrites to the guidelines of either Fannie Mae or Freddie Mac with the intention of selling it to them. A conventional loan can also be a loan that isn't sold to Fannie Mae or Freddie Mac as long as it's not offered or secured by a government entity (Federal Housing Administration, the U.S. Department of Veterans Affairs, USDA Rural Housing Service). Pricing is typically risk-based, which is determined by both credit score and the loan-to-value ratio (LTV). Any combination of lower credit score and higher LTV results in a higher interest rate.

Below are current mortgage rates for a Conventional loan in Colorado for a purchasing a single family primary residence with a $403,750 loan amount and 5% down and a 740 and above credit range. Compare these rates to FHA and VA loans or visit our mortgage finder to customize pricing for your specific needs.

Sort by:

30-Year Fixed Elite FHA

Mortgage payments
$1,622
Fees or (credits)
$2,888
Rate
2.625%
APR
3.106%

30-Year Fixed FHA

Mortgage payments
$1,648
Fees or (credits)
$4,874
Rate
2.750%
APR
3.282%

30-Year Fixed HomeReady

Mortgage payments
$1,648
Fees or (credits)
$583
Rate
2.750%
APR
2.940%

30-Year Fixed Home Possible

Mortgage payments
$1,648
Fees or (credits)
$583
Rate
2.750%
APR
2.940%

30-Year Fixed HomeReady

Mortgage payments
$1,675
Fees or (credits)
$2,125
Rate
2.875%
APR
3.089%

30-Year Fixed Home Possible

Mortgage payments
$1,675
Fees or (credits)
$2,125
Rate
2.875%
APR
3.089%

30-Year Fixed

Mortgage payments
$1,702
Fees or (credits)
$1,120
Rate
3.000%
APR
3.208%

30-Year Fixed

Mortgage payments
$1,702
Fees or (credits)
$1,511
Rate
3.000%
APR
3.221%

30-Year Fixed FHA

Mortgage payments
$2,046
Fees or (credits)
$7,184
Rate
4.500%
APR
5.192%

15-Year Fixed

Mortgage payments
$2,621
Fees or (credits)
$2,876
Rate
2.125%
APR
2.318%

15-Year Fixed Super Conventional

Mortgage payments
$2,621
Fees or (credits)
$3,062
Rate
2.125%
APR
2.321%

15-Year Fixed FHA

Mortgage payments
$2,668
Fees or (credits)
$1,427
Rate
2.375%
APR
2.730%

15-Year Fixed

Mortgage payments
$2,692
Fees or (credits)
$1,108
Rate
2.500%
APR
2.708%

15-Year Fixed

Mortgage payments
$2,716
Fees or (credits)
$2,585
Rate
2.625%
APR
2.808%

15-Year Fixed Elite FHA

Mortgage payments
$2,716
Fees or (credits)
$5,468
Rate
2.625%
APR
3.129%

15-Year Fixed FHA

Mortgage payments
$2,740
Fees or (credits)
$7,927
Rate
2.750%
APR
3.354%
Haven’t found the perfect loan solution? Let us help!
Call Us.
Our non-commisioned loan coaches are ready for your call. Please reach out to us at 855-676-9329.
Complete the application and we’ll do everything we can to find the right solution for your needs.
Pricing Assumptions

Interest rates, annual percentage rates (APRs), monthly payments, lifetime cost, and fees or credits, shown here are valid as of today and are subject to change without notice.

Loan assumptions: monthly payments, interest rates, APRs, fees or credits, lifetime cost, and products are based on the information you provided, including loan type, amortization type, transaction type, state, loan amount, down payment, purchase price or estimated value, credit score, property type, occupancy type, first time homebuyer status, and military status and are subject to verification. Should your credit score or other information you provided differ from what we verify, the actual monthly payments, interest rates, APRs, fees or credits, lifetime cost and products may be different from what is shown here.

Your APR and lifetime cost will vary based on your final loan amount and finance charges.

The APR and lifetime cost on all ARM products does not include potential payment changes that will occur once the initial fixed period is over.

The APR, monthly payments, lifetime cost, and credits and fees for the VA products do not include the required VA Funding Fee. The VA Funding Fee can range from .5% to 3.6% of your loan amount depending on several factors including but not limited to down payment amount, first time or subsequent use of a VA loan, and transaction type. The addition of the VA Funding Fee on VA loans could increase the monthly payments, fees, lifetime cost, and APR.

These rate quotes are not a commitment to lend. Any loan is subject to credit approval.

Mortgage payment amounts include principal and interest only and do not include homeowner's insurance, flood insurance (if applicable), mortgage insurance (if applicable) or property taxes that must be paid in addition to your loan payment.

Fees or credits shown are a combination of charges and points from the lender for the cost of originating the loan. These fees are commonly labeled as Origination, Application, Processing, Underwriting, or Administration fees on the Loan Estimate. These fees do not include all costs associated with originating your mortgage. Please visit the Consumer Financial Protection Bureau's website for more information on common costs associated with taking out a mortgage loan.

The APR, monthly payments, lifetime cost, and credits and fees for the FHA products do not include the required upfront mortgage insurance premium and the required annual mortgage insurance premium (collectively known as MIP). The upfront MIP is 1.75% of your loan amount and the annual MIP will vary in amount and duration depending on several factors including but not limited to loan amount, value and loan term. The addition of MIP on FHA loans could increase the monthly payments, fees, lifetime cost, and APR.