Colorado's current 30 Year Fixed mortgage rates

A 30 Year Fixed is the most common mortgage loan option. It offers fixed rates and a consistent monthly payment over 30 years. The 30 year term offers the borrower a lower monthly payment but the overall cost of the loan is higher than a 20 Year Fixed or 15 Year Fixed loan since interest is accrued over a longer period of time. There are several types of 30 Year Fixed mortgages including Conventional, FHA and VA.

Here are today's current mortgage rates for a 30 Year Fixed in Colorado for purchasing a single family primary residence, with a $180,000 loan amount, 10% down and a 720-739 FICO credit score range. Visit our mortgage finder to customize pricing for your specific needs.

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30-Year Fixed Elite FHA

Mortgage payments
$747
Fees or (credits)
$950
Rate
2.875%
APR
3.261%

30-Year Fixed FHA

Mortgage payments
$759
Fees or (credits)
$1,280
Rate
3.000%
APR
3.410%

3/1 ARM FHA

Mortgage payments
$759
Fees or (credits)
$4,141
Rate
3.000%
APR
3.544%

3/1 ARM Elite FHA

Mortgage payments
$759
Fees or (credits)
$3,385
Rate
3.000%
APR
3.508%

30-Year Fixed FHA

Mortgage payments
$759
Fees or (credits)
$1,589
Rate
3.000%
APR
3.424%

30-Year Fixed FHA

Mortgage payments
$771
Fees or (credits)
$1,663
Rate
3.125%
APR
3.559%

5/1 ARM

Mortgage payments
$821
Fees or (credits)
$2,489
Rate
3.625%
APR
3.882%

10/1 ARM

Mortgage payments
$821
Fees or (credits)
$2,351
Rate
3.625%
APR
3.876%

30-Year Fixed

Mortgage payments
$834
Fees or (credits)
$1,109
Rate
3.750%
APR
3.945%

30-Year Fixed

Mortgage payments
$834
Fees or (credits)
$815
Rate
3.750%
APR
3.940%
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Pricing Assumptions

Interest rates, annual percentage rates (APRs), monthly payments, and fees or credits, shown here are valid as of today and are subject to change without notice.

Loan assumptions: monthly payments, interest rates, APRs, fees or credits, and products are based on the information you provided, including loan type, amortization type, transaction type, state, loan amount, down payment, purchase price or estimated value, credit score, property type, occupancy type, first time homebuyer status, and military status and are subject to verification. Should your credit score or other information you provided differ from what we verify, the actual monthly payments, interest rates, APRs, fees or credits, and products may be different from what is shown here.

Your APR will vary based on your final loan amount and finance charges.

The APR on all ARM products does not include potential payment changes that will occur once the initial fixed period is over.

The APR, monthly payments, and credits and fees for the VA products do not include the required VA Funding Fee. The VA Funding Fee can range from .5% to 3.6% of your loan amount depending on several factors including but not limited to down payment amount, first time or subsequent use of a VA loan, and transaction type. The addition of the VA Funding Fee on VA loans could increase the monthly payments, fees, and APR.

These rate quotes are not a commitment to lend. Any loan is subject to credit approval.

Payment amounts include principal and interest only and do not include homeowner's insurance, flood insurance (if applicable), mortgage insurance (if applicable) or property taxes that must be paid in addition to your loan payment.

Fees or credits shown are a combination of charges and points from the lender for the cost of originating the loan. These fees are commonly labeled as Origination, Application, Processing, Underwriting, or Administration fees on the Loan Estimate. These fees do not include all costs associated with originating your mortgage. Please visit the Consumer Financial Protection Bureau's website for more information on common costs associated with taking out a mortgage loan.

The APR, monthly payments, and credits and fees for the FHA products do not include the required upfront mortgage insurance premium and the required annual mortgage insurance premium (collectively known as MIP). The upfront MIP is 1.75% of your loan amount and the annual MIP will vary in amount and duration depending on several factors including but not limited to loan amount, value and loan term. The addition of MIP on FHA loans could increase the monthly payments, fees, and APR.