Colorado's current 15 Year Fixed mortgage rates

A 15 Year Fixed is a more aggressive mortgage loan option when comparing to a 30 Year Fixed or 20 Year Fixed loan products. It offers fixed rates and a consistent monthly payment over 15 years. The 15 Year Fixed is a good consideration for a borrower who can afford higher monthly payments and is looking to save on the overall cost of the loan and pay off their mortgage in a shorter time-frame. There are several types of 15 Year Fixed mortgages including Conventional, FHA and VA.

Here are today's current mortgage rates for a 15 Year Fixed in Colorado for purchasing a single family primary residence, with a $180,000 loan amount, 10% down and a 720-739 FICO credit score range. Visit our mortgage finder to customize pricing for your specific needs.

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Conventional Mortgage

Monthly payments
$1,309
APR
3.840% Rate: 3.750%
Term
15-Year Fixed
Fees or (credits)
$17

Conventional Mortgage

Monthly payments
$1,298
APR
3.714% Rate: 3.625%
Term
15-Year Fixed
Fees or (credits)
$431

Conventional Mortgage

Monthly payments
$1,320
APR
3.965% Rate: 3.875%
Term
15-Year Fixed
Fees or (credits)
($286)

Conventional Mortgage

Monthly payments
$1,331
APR
4.090% Rate: 4.000%
Term
15-Year Fixed
Fees or (credits)
($1,146)

FHA Mortgage

Monthly payments
$1,276
APR
3.464% Rate: 3.375%
Term
15-Year Fixed FHA
Fees or (credits)
$314

FHA Mortgage

Monthly payments
$1,265
APR
3.338% Rate: 3.250%
Term
15-Year Fixed FHA
Fees or (credits)
$1,081

FHA Mortgage

Monthly payments
$1,287
APR
3.589% Rate: 3.500%
Term
15-Year Fixed FHA
Fees or (credits)
($53)

FHA Mortgage

Monthly payments
$1,298
APR
3.714% Rate: 3.625%
Term
15-Year Fixed FHA
Fees or (credits)
($296)

VA Mortgage

Monthly payments
$1,298
APR
3.714% Rate: 3.625%
Term
15-Year Fixed VA
Fees or (credits)
$820

VA Mortgage

Monthly payments
$1,287
APR
3.589% Rate: 3.500%
Term
15-Year Fixed VA
Fees or (credits)
$1,063

VA Mortgage

Monthly payments
$1,309
APR
3.840% Rate: 3.750%
Term
15-Year Fixed VA
Fees or (credits)
($104)

VA Mortgage

Monthly payments
$1,320
APR
3.965% Rate: 3.875%
Term
15-Year Fixed VA
Fees or (credits)
($786)
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Pricing Assumptions

Interest rates, annual percentage rates (APRs), monthly payments, and fees or credits, shown here are valid as of today and are subject to change without notice.

Loan assumptions: monthly payments, interest rates, APRs, fees or credits, and products are based on the information you provided, including loan type, amortization type, transaction type, state, loan amount, down payment, purchase price or estimated value, credit score, property type, occupancy type, first time homebuyer status, and military status and are subject to verification. Should your credit score or other information you provided differ from what we verify, the actual monthly payments, interest rates, APRs, fees or credits, and products may be different from what is shown here.

Your APR will vary based on your final loan amount and finance charges.

The APR, monthly payments, and credits and fees for the VA products do not include the required VA Funding Fee. The VA Funding Fee can range from .5% to 3.3% of your loan amount depending on several factors including but not limited to down payment amount, first time or subsequent use of a VA loan, and transaction type. The addition of the VA Funding Fee on VA loans could increase the monthly payments, fees, and APR.

These rate quotes are not a commitment to lend. Any loan is subject to credit approval.

Payment amounts include principal and interest only and do not include homeowner's insurance, flood insurance (if applicable), mortgage insurance (if applicable) or property taxes that must be paid in addition to your loan payment.

Fees or credits shown are a combination of charges and points from the lender for the cost of originating the loan. These fees are commonly labeled as Origination, Application, Processing, Underwriting, or Administration fees on the Loan Estimate. These fees do not include all costs associated with originating your mortgage. Please visit the Consumer Financial Protection Bureau's website for more information on common costs associated with taking out a mortgage loan.

If the loan amount exceeds 80% of the purchase price or estimated value on the conventional loan type, mortgage insurance may be required and could increase the monthly payment and APR.

The APR, monthly payments, and credits and fees for the FHA products do not include the required upfront mortgage insurance premium and the required annual mortgage insurance premium (collectively known as "MIP"). The upfront MIP is 1.75% of your loan amount and the annual MIP will vary in amount and duration depending on several factors including but not limited to loan amount, value and loan term. The addition of MIP on FHA loans could increase the monthly payments, fees, and APR.