Colorado's best 30 Year Fixed mortgage rates

A 30 Year Fixed is the most common mortgage loan option. It offers fixed rates and a consistent monthly payment over 30 years. The 30 year term offers the borrower a lower monthly payment but the overall cost of the loan is higher than a 20 Year Fixed or 15 Year Fixed loan since interest is accrued over a longer period of time. There are several types of 30 Year Fixed mortgages including Conventional, FHA and VA.

Here are today's best mortgage rates for a 30 Year Fixed in Colorado assuming a purchase transaction for a single family primary residence, a $180,000 loan amount, with 10% down and a 720-739 FICO credit score range. Visit our mortgage finder to customize pricing for your specific needs.

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Conventional
Monthly payments
$912
APR
4.552% Rate: 4.500%
Term
30-Year Fixed
Fees or (credits)
$105
Conventional
Monthly payments
$899
APR
4.427% Rate: 4.375%
Term
30-Year Fixed
Fees or (credits)
$533
Conventional
Monthly payments
$939
APR
4.803% Rate: 4.750%
Term
30-Year Fixed
Fees or (credits)
($440)
Conventional
Monthly payments
$953
APR
4.928% Rate: 4.875%
Term
30-Year Fixed
Fees or (credits)
($943)
FHA
Monthly payments
$808
APR
3.549% Rate: 3.500%
Term
30-Year Fixed FHA
Fees or (credits)
$60
FHA
Monthly payments
$796
APR
3.424% Rate: 3.375%
Term
30-Year Fixed FHA
Fees or (credits)
$695
FHA
Monthly payments
$821
APR
3.675% Rate: 3.625%
Term
30-Year Fixed FHA
Fees or (credits)
($372)
FHA
Monthly payments
$834
APR
3.800% Rate: 3.750%
Term
30-Year Fixed FHA
Fees or (credits)
($876)
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Pricing Assumptions

Interest rates, annual percentage rates (APRs), monthly payments, and fees or credits, shown here are valid as of today and are subject to change without notice.

Loan assumptions: monthly payments, interest rates, APRs, fees or credits, and products are based on the information you provided, including loan type, amortization type, transaction type, state, loan amount, down payment, purchase price or estimated value, credit score, property type, occupancy type, first time homebuyer status, and military status and are subject to verification. Should your credit score or other information you provided differ from what we verify, the actual monthly payments, interest rates, APRs, fees or credits, and products may be different from what is shown here.

Your APR will vary based on your final loan amount and finance charges.

The APR, monthly payments, and credits and fees for the VA products do not include the required VA Funding Fee. The VA Funding Fee can range from .5% to 3.3% of your loan amount depending on several factors including but not limited to down payment amount, first time or subsequent use of a VA loan, and transaction type. The addition of the VA Funding Fee on VA loans could increase the monthly payments, fees, and APR.

These rate quotes are not a commitment to lend. Any loan is subject to credit approval.

Payment amounts include principal and interest only and do not include homeowner's insurance, flood insurance (if applicable), mortgage insurance (if applicable) or property taxes that must be paid in addition to your loan payment.

Fees or credits shown are a combination of charges and points from the lender for the cost of originating the loan. These fees are commonly labeled as Origination, Application, Processing, Underwriting, or Administration fees on the Loan Estimate. These fees do not include all costs associated with originating your mortgage. Please visit the Consumer Financial Protection Bureau's website for more information on common costs associated with taking out a mortgage loan.

If the loan amount exceeds 80% of the purchase price or estimated value on the conventional loan type, mortgage insurance may be required and could increase the monthly payment and APR.

The APR, monthly payments, and credits and fees for the FHA products do not include the required upfront mortgage insurance premium and the required annual mortgage insurance premium (collectively known as "MIP"). The upfront MIP is 1.75% of your loan amount and the annual MIP will vary in amount and duration depending on several factors including but not limited to loan amount, value and loan term. The addition of MIP on FHA loans could increase the monthly payments, fees, and APR.